As more consumers buy online to beat the credit crunch, shoppers should follow this ten point guide to ensure they have a safe and secure shopping experience.

Research show that the credit crunch is giving rise to more and more consumers who are using online shopping sites for discounts on their shopping. As more shoppers go online, security becomes an increasingly important issue. Voucher code shopping website www.laughingdeals.com has put together a ten point security guide to help shoppers have a safe and secure shopping experience.

Statistics show that growth and confidence in online shopping is growing rapidly, which is thought to be synonymous with the fact that many consumers have never been hit by an attack, simply because they’ve been lucky and not because they’ve been more aware of the threats of using online stores. As consumer confidence in the safety of online shopping rides high, experts warn that users and online retailers need to be alert to threats as criminals become more intelligent and their methods more sophisticated.

Ten point guide to use when shopping online:

1. Ensure a site is secure before making a purchase
You can tell a site is secure using several methods. Please note that not all symbols and methods need to be applicable or present to designate a secure site:
Look at the top of your screen where the web site address is displayed. Here you should see https:// and not http:// - note the added s at the end of http.
This “s” denotes that the web site is secure.
Often, you will not see the https:// until you actually move to the payment page on the web site.
A closed (locked) padlock at the bottom or top of your internet browser is also another way of determining if the site is secure.
If the lock is open then you should assume the site is not secure.
The final symbol to look out for is a symbol of a key.
An unbroken key designates a secure site.
When a site is secure the information that is transmitted between you and the merchant is encrypted to prevent hackers from snooping on vital information.

2. Check Digital Certificates
Where possible, only use a website with an approved SSL (Secure Socket Layer) digital certificate. A site with a good digital certificate will provide assurance for Internet security and enable the strongest SSL encryption available to every site visitor.
Digital certificates are often recognised by a symbol emblazoned on the page when you make payment you can click on this logo for more details of the certificate and to verify its authenticity.
There are many big names that issue digital certificates, including Verisign, Thawte, GeoTrust and more.

3. Check Payment Methods
Some websites may not accept some credit / debit cards. In these instances it is best to avoid these websites and to find another one offering similar services / products.
When it comes to paying for products and services online, using credit cards is one of the safest means as your card company are on the lookout for fraudsters and you will probably be insured against losing any money if you are scammed. Avoid all websites that ask for money transfers through Western Union or BACs transfers.

4. Secure Your PC
Secure your PC with the latest browser version and good anti-virus and anti-spyware software.
Not only this, but make sure that the automatic updates settings is enabled, so you have the latest protection against the latest attacks.
Always check you are using the latest browser version as the newest browsers will have updated security checks to thwart attacks and alert you when a site is in-secure.
There are also many free anti-virus and anti-spyware solutions available to consumers.

Our recommendations for good anti-spyware software :
SpyBot (Search and Destroy) - http://www.safer-networking.org/
Ad-Aware - http://www.lavasoft.de/
Our recommendations for good anti-virus software :
AVG Anti Virus - http://free.grisoft.com/
A personal firewall is also highly recommended and can prevent unauthorised access to your machine. If you have a broadband router or modem then it’s highly likely that you already have firewall built-in to the router / modem. Check the manual and confirm that this is enabled.
Windows Vista and other operating systems also come preinstalled with a firewall so again ensure that this is enabled.

5. Use a Low Limit Credit Card
The safest way to pay online is by credit card as they come with additional protection and limited liability as mentioned in point 3. When using a credit card it is advisable to use a low limit card purposely for making transactions online to minimise the damage someone can do if that card is compromised. Debit cards are a different ball game as they are more like cash transaction in that when they are used cash is deducted almost instantly. If you use a debit card then have an account with a small balance for online transactions.

6. Check Your Credit Report and Credit Card Bills
This may sound obvious but pay close attention to your credit report as well as your credit card bills. If your identity is stolen and you don’t complain immediately, you may affect your chances of being protected and stopping further transactions. Check your statements for purchases you didn’t make or that look unfamiliar and follow them up.

7. Do your research
Only shop with an online store that you trust, and are confident with.
Carry out a few background checks on the business by;
• check out the seller’s reputation – sites such as www.moneysavingexpert.com and http://www.oft.gov.uk are good for this
• look for feedback or comments from customers
• perform a few web searches on Google and see what comes up
• give the store a call and talk to someone on the other side to vet the authenticity of the business.

If anything looks out of place don’t be afraid to ask questions or look somewhere else.

8. Keep Records
Make a note of all confirmation numbers and order numbers.
Retain the following records for all online shopping transactions:
• A printout of the web pages indicating the seller’s name, postal address, and telephone number;
• A printout of the web pages describing the item(s) ordered
• A printout of the web pages or pop-up screens that provide the seller’s legal terms
• Printouts of any e-mail messages (for example, confirmation messages) that you send to or receive from the seller. This includes:
1. Those that might show that the seller indicated that the product would be suitable for the specific purpose for which you needed it
2. Those in which you notify the seller of problems with the merchandise that you have received
3. Those that would show your good faith attempt to resolve with the merchant a charge that you do not feel should have been made to your credit card.
4. Notes or e-mail confirmations of any telephone conversations that you have with the seller.
5. Make sure all records are dated

9. Be Wary of Emails and Phishing Sites
Be cautious of all e-mails that ask for personal information, even if the email takes you to a website that looks like the business you’re dealing with, it’s very easy to make a website look genuine by copying the HTML code.

Legitimate businesses don’t send e-mails claiming problems with an order or an account or ask for user name and password information. If you’re concerned then call the contact number on the Web site where you made the purchase to ask if there was a problem with your transaction. Always questioning any email correspondence that comes out of the blue asking for financial information. If in doubt make a telephone call to the company to put your mind at rest.

10. Take Your Time.
Always take your time and be in the best frame of mind when sending personal details online. Do not hurry through a transaction and be completely aware of the item you are purchasing, where you’re purchasing it from and how you’re purchasing.
Be attentive to all messages and warnings properly and don’t just click on OK.
The trend for online shopping is only set to increase and become a greater part of our everyday lives therefore its crucial for consumers to be e-wise with the possible threats of online shopping in order to make their experience more rewarding.

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This enables you to buy the things you want and need for a fraction of the price - why pay full price? In the recent economic downturn, retailers are discounting regularly but you have to shop around to find the best deal. Come to us at www.laughingdeals.com and we will do the shopping around for you.

Happy deal hunting!

Tesco have got some great voucher codes available at the moment. If you do your shopping online and want to save on the delivery charge have a look at some of the latest codes and deals on the www.laughingdeals.com website. There is a dedicated blog that comments on these codes and we would appreciate your feedback on how you faired when using the codes and of course we would love to know just how much you saved. Your success stories will be published on the main site. Send your stories to : This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

According to recent reports families are favouring staying in playing with their Wii as a family rather than expensive trips to the cinema and bowling. Sales of the Wii have risen during the credit crunch as families see this console as a great way to spend quality time as a family. LaughingDeals has some excellent deals on the Wii available one is seen below from the link:

Nintendo Wii Deal (Includes Wii Console Sports Bundle & Mario Kart) - £194.84 Delivered

For more great deals search for Wii on the main site.

Are you money savvy. Do you have any handy tips on how to save money. We are looking for a top money saving expert who currently uses the website to search for deals. If you think you could give us an insight into how money can be saved through regular daily activities, please get in touch and we will feature you on the website. Contact us at This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

We look forward to hearing your tips.

Congratulations to Kim Foskett of Leicester who is the lucky winner of the Nintendo Wii from our win a wii week on Facebook. Kim will let us know how he gets on with the console and give us some comments on being the winner of our first prize draw. We will be giving away lots of prizes over the coming months so keep checking the facebook page by searching for www.laughingdeals.com.

Good luck!

The financial climate has made us all take a good look at the way we spend our money. Shoppers are seeking out discounts and storing up vouchers to make their money go further. I would call it ‘the aldi effect’, the consumer that would have normally spent a little on luxuries at Waitrose and the weekly shop at tesco or sainsbury’s, is now spending the budget at the lower priced stores. Making money go further is fast becoming a past-time of the UK consumer who would have previously thought nothing of spending a little more for quality food at the higher priced supermarkets. The result is that shoppers have become more frugal and will spend more time looking around for the best deal. Websites such as www.laughingdeals.com have seen an upsurge in interest as consumers are fast becoming more clued up on how to net the biggest bargin.

The credit crunch is looming large and we all have to tighten our belts a little, but in this financial gloom there are still items that we want or need such as birthday presents or a new washing machine. The best way to purchase is to use a discount code and voucher and save on the advertised price. Time spent searching for these deals can be lengthy so the team at laughingdeals do it for you and enable you to purchase what you need quickly and easily. Times are changing and so is the way we shop.

Come and join us! We are now on facebook and are celebrating our first birthday in style with a competition to win a Nintendo Wii. We know all you voucher code hunters would love to get your hands on one and now is the chance to win one. Just register with us for free and you will be automatically entered into our prize draw to win a Wii. The code is on our facebook page so join us for news, money saving tips and ideas and make some new friends.